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TERMS OF SERVICE

 

TERMS OF USE

These are the entire terms and conditions that apply to the use of this website and any services provided hereto. Use of this website and/or the services provided hereto (the “Services”) are all subject to these terms and conditions (these “Terms and Conditions”).

If you have objections to the terms and conditions stipulated hereto, do not use our Services in any way. Your access to and use of this website constitutes your acceptance of these Terms and Conditions and any other legal notices and statements contained on this website. Your use of the My Stock Life Inc. (“My Stock Life”) website is governed by the version of the Terms and Conditions in effect on the date the My Stock Life website is accessed by you. Please contact our customer support at support@mystocklife.com for any clarifications before you continue to use this website.

We reserve the right to modify these Terms and Conditions at any time. When these Terms and Conditions are modified we will publish in our website and/or otherwise notify you of such change, each of which notification shall be deemed as sufficient notice. Therefore you should review this page from time to time so that you will be aware of any such modifications. Your continued use of the My Stock Life website and Services after the publication of any changes shall be considered as your agreement to such modified Terms and Conditions and shall be governed by those Terms and Conditions as modified. If you do not wish to be bound by those changes, you should cease to use the My Stock Life website and Services.

Electronic Signatures and Agreement(s): You acknowledge and agree that by clicking the “I agree” button or similar buttons or links as may be designated by My Stock Life to show Your approval of any foregoing texts, the use of the Services (as defined below), You are entering into a legally binding contract. You hereby agree to the use of electronic communication in order to enter into contracts, place orders and other records and to the electronic delivery of notices, policies and records of transactions initiated or completed through our websites and platforms. Furthermore, you hereby waive any rights or requirements under any laws or regulations in any jurisdiction which require an original (non-electronic) signature or delivery or retention of non-electronic records, to the extent permitted under applicable mandatory law.

 

SERVICES AND REGISTRATION

1.1. Scope of Services. These Terms and Conditions covers the entire scope of Services provided by My Stock Life including, but not limited to, the use of our website, data collection and storage practices, downloadable material from our website, information published on our website, electronic content, real time information provided being interactive seminars and chat rooms, and any other features, content or services that We may add in the future. These Terms and Conditions cover any form of communication between Us and You including email, telephone, fax and more.

1.2. Registration. You acknowledge that We make efforts to prevent fraud and to confirm Your identity. Accordingly, upon our registration process or at any given time thereafter, You may be required to provide personally identifiable information and additional documentation required by Us for such purpose. Without derogating from the generality of the foregoing, My Stock Life reserves the right to limit, block access to the Services and/or terminating the user account and/or to assign its accounts to another entity if such required information and documentation is not provided. By providing such information and/or documentation, You are confirming to Us that any information and documentation provided by You is true, accurate, updated and complete information. Additionally, You agree that You will not impersonate any person or entity, misrepresent any affiliation with another person, entity or association, use false headers or otherwise conceal your identity from My Stock Life for any purpose. If You are registering as or for a business entity, You hereby declare that You have the authority to bind that entity to these Terms and Conditions. We apply strict security procedures and undertake to treat the information that You provide Us with care in accordance with our Privacy Policy.

Please note that when You register with Us You will choose a user name and password that will personally identify You each time You log on to our system. Your username and password should be kept confidential at all times. It is your sole responsibility to safeguard this information. If the security of the above username and password is breached or if You suspect that they are being wrongfully used – please contact Us immediately at •. If we believe that there is likely to be a breach of security we may require you to change your account credentials or suspend your access to the website. We reserve the right to edit, amend or issue you with new account credentials or require a change of your account credentials at any time by giving notice to you.

1.3. Eligibility. It is a pre-condition that our Services are only used and contracts are only formed by those who are permitted to enter legally binding agreements. Therefore, if there is any reason why You would not be able to enter a legally binding agreement with Us, for whatever reason – do not use our Services. Such reasons could include, but are not limited to persons that have not yet reached the age of 18 or are defined as minors that have not yet reached legal age.

Without limiting the foregoing, by using our Services You acknowledge and understand that laws regarding financial instruments vary throughout the world, and it is Your obligation alone to ensure that You fully comply with any law, regulation or directive, relevant to Your country of residency with regards to the use of our Services. For avoidance of doubt, the ability to access Our Services does not necessarily mean that Our Services, and/or Your activities through it, are legal under the laws, regulations or directives relevant to Your country of residency.

Our websites do not constitute, and may not be used for the purposes of, an offer or solicitation to anyone in any jurisdiction in which such offer or solicitation is not authorized, or to any person to whom it is unlawful to make such an offer or solicitation.

1.4. Representations and Warranties. You represent, warrant, covenant, acknowledge and agree that:

You are at least 18 years old, or the age of legal consent for engaging in financial investment activities under the laws of any jurisdiction that applies to you.

You are of sound mind and You are capable of taking responsibility for your own actions.

All the details that You have submitted to Us or any details given to Us when opening an account are true, accurate, complete and match the name on the payment card.

You have verified and determined that your use of the Service does not violate any laws or regulations of any jurisdiction that applies to You.

One of the penalties for providing untrue, inaccurate, misleading or otherwise incomplete information is your immediate breach of these Terms and Conditions. As such, We reserve the right to terminate your account promptly and to prevent You from using our Service.

My Stock Life may elect to provide You with these Terms and Conditions and/or any other documentation, information and communications in various languages. By accepting these Terms and Conditions (in any of these languages) You acknowledge and confirm that My Stock Life’s official language is the English language, and in the event of any discrepancy or inconsistency between any documentation, information and communications in any language other than the English language and the same in the English language, the English documentation, information and communications shall exclusively prevail.

My Stock Life reserves the right to communicate with You by telephone, facsimile, email, posts, newsletters issued by Us and/or any other mean of communications, whether such communication is personally addressed to You or generally addressed to all Our clients. Furthermore, reports, statements, notices, trade confirmations, and any other communications will be posted online in Your account and/or may be transmitted to such address as You may from time to time designate in a written or electronic communication to Us. You are responsible for alerting Us to any change in your e-mail address. By accepting these Terms and Conditions, You acknowledge and confirm that all such means of communications are deemed acceptable and any reports, notices, and/or other information or notification so provided shall be deemed to have been received by You regardless if You actually accessed such communications.

1.5. Membership Fees. The Services begin when your initial payment is confirmed by Us. We will charge You the fee stated at the time of purchase every period (whether monthly, quarterly or annually) that You subscribed for until You cancel. Once the fee has been charged at the start of each period, that charge is final and no refund is available. The fee is subject to change, but You will be notified with a reasonable period of time before such a change occurs. You can cancel anytime by visiting your profile page at My Stock Life’s website or contacting accounts@mystocklife.com. Canceling your membership stops the charge at the start of your next billing term—but your service will continue through the end of your current term. All membership fees are quoted in US Dollars.

1.6. Risk Disclosure. Prior to receiving the Services, you must read and acknowledge the risks involved with investing generally, as well as the use of the Services, as fully described in My Stock Life’s Risk Disclosure Statement available here.

1.7. Privacy Policy and Confidentiality. Prior to receiving the Services, you must read and consent to My Stock Life’s privacy policy for the consent , use and disclosure of your personal information in the provision of the Services, as fully described in My Stock Life’s Privacy Policy available here.

2. INTELLECTUAL PROPERTY

All our intellectual property assets (“IP”) including but limited to all copyrights, trademarks, patents, service marks, trade names, software code, icons, logos, characters, layouts, trade secrets, buttons, color scheme and graphics are our sole and exclusive IP and are all protected by local and international intellectual property laws and treaties including all copyright laws and regulations. Under no circumstances shall You remove any copyright notification from any of our IP or unlawfully use our websites and/or software. The use of our Services does not grant You any rights other than those granted to You by revocable license in any way.

You may not use these images in any way other than the manner which We provide them. You are not permitted to use any of our images and/or content for any other purpose without obtaining our prior written consent. Nothing contained on our websites shall be construed as granting, by implication or otherwise, of any license or right to use any trademark without either our written permission or the permission of the proprietor of such trademarks. Except as expressly stated herein, You may not without our prior written permission, alter, modify, reproduce, distribute or commercially exploit any materials, including text, graphics, video, audio, software code, user interface design or logos, from this or any of our websites. If You link from another website to our website, your website, as well as the link itself, may not, without our prior written permission, suggest that We endorse, sponsor or are affiliated with any non-My Stock Life website, entity, service or product, and may not make use of any of our IP other than those contained within the text of the link.

3. USER CONDUCT

3.1. You shall not use the Information for any unlawful or unauthorized purpose. The use and interpretation of the Services requires skill and judgment, and You shall at all times exercise Your own judgment in the use of the Services.

3.2. You agree not to use to the Services in order to:

Disturb or damage the Services or the servers or the networks connected to the Services. The User must not ignore conditions, policies and/or regulations of networks which are connected to the Services.

Violate deliberately or not deliberately any local, state, provincial, national or international law which applies to our website or software.

3.3. You agree that it is up to You to evaluate the risks involved with the use of the Service, including the reliance upon the accuracy, perfection and/or benefit of the content made available by the Service. And You agree that the risks with such use shall be on You.

3.4 You acknowledge that You are responsible for any content, information and material that You submit or transmit through our website, chat rooms and/or any network status/posts/blogs and any other communications and/or content options available by Us, including your responsibility as to the legality, reliability, appropriateness, originality and copyright of any such information or material. Additionally, You represent and warrant that:

You own all right title and interest in any Content provided by You, and

the posting of your Content by Us (in any manner or media whatsoever, on an unrestricted basis) or on our website does not (and will not) violate the privacy rights, publicity rights, copyrights, contract rights or any other rights of any individual or make derogatory remarks regarding, defame or otherwise criticize any person or entity.

You shall be solely liable for any damage resulting from any infringement or other violation of the copyrights, trademarks or other proprietary rights of any individual or entity, and for any other harm or losses resulting from any Content.

3.5. In our efforts to promote collegial, non-misleading and non-defamatory communications between the members of the My Stock Life community, You are strictly prohibited from:

making statement as to your eligibility to provide investment advice, portfolio management and/or any other services and/or activity which may require a license, registration and/or notification in your jurisdiction of residency and/or in the jurisdiction of residency of any of our users;

making statement that My Stock Life and/or its affiliates endorse, maintain any control and/or guarantee the accuracy and/or completeness of the Content published, posted or shared by You with other users;

making statements that are abusive, defamatory, harassing, and/or insulting statements to other users or otherwise;

making statements that advertise or promote any other online entities and/or your and/or any services;

making statements that contain sexually explicit content and/or any grossly offensive, including expressions of bigotry, racism, hatred or profanity or that is hateful, threatening or pornographic; incites violence or that contain nudity or graphic or gratuitous violence;

sending or otherwise posting unauthorized commercial communications (such as spam) on our websites, applications and/or utilizing our services;

collecting users’ content or information, or otherwise accessing our websites and/or Services, using automated means (such as harvesting bots, robots, spiders, or scrapers);

engaging in unlawful multi-level marketing, such as a pyramid scheme, on our websites and/or using our Services;

uploading viruses or other malicious code;

soliciting personal information and/or login information or access an account belonging to someone else;

using our websites and/or Services to do anything unlawful, misleading, malicious, or discriminatory;

doing anything that could disable, overburden, or impair the proper working of My Stock Life, such as a denial of service attack and/or facilitate or encourage any violations of these Terms and Conditions. All unsubstantiated performance claims may be removed from any of our websites.

If You violate the above We shall have the right to terminate your account and use of our Services. If your account and registration are terminated due to any of the above misuse, then at our discretion We may refund any outstanding membership fees paid for the current and/or future billing periods.

3.6. We do not undertake to review and monitor all the Content and We do not in any manner endorse, support, sanction, encourage, verify or agree with any such Content. We reserve the right to review, monitor, revise and/or remove any such Content in any way We see fit in Our sole discretion. You acknowledge that We may report to government authorities any actions that may be considered illegal and/or which may be required by such authorities. When requested, We may cooperate with government authorities in any investigation of alleged illegal activity. You further confirm and acknowledge that We may also maintain records of all such Content.

3.7. At certain times, We may provide You with various analytical tools (such as market data, price quotes, exchange rates, news, headlines and graphs), links to other websites, circulate newsletter and/or provide You with third parties’ information for your convenience. By doing so, We are not endorsing, giving any representation, warranting, guaranteeing or sponsoring the accuracy, correctness, timeliness, completeness, suitability of such information for You and/or as to the effect or consequences of such information on You. Such information and tools are provided solely to assist You to make your own investment decisions and does not amount to investment advice or unsolicited financial promotions to You. You understand that We are not obligated to continue to provide the above mentioned tools and information and We may remove such informational tools from our website at any time. Furthermore, We are not obligated to update the information displayed on our website at any time You undertake not to enable deep linking or any other form of redistribution or reuse of the information, to any non-authorized users.

As such, We urge You to read and fully understand the terms and conditions and other policies of such websites, newsletters and information before using them. Any information or material placed on our websites by third parties reflects solely and exclusively the views, and are the responsibility of, those who post such information or material, and do not represent the views of My Stock Life and/or its affiliates.

Such information is not to be considered as constituting a track record. Past performance is no guarantee of future results and We specifically advise customers and prospects to carefully review all claims and representations made by traders, advisors, bloggers, money managers and system vendors before making an investment decision on the basis of any of the foregoing. IN NO EVENT SHALL MY STOCK LIFE AND/OR ITS AFFILIATES BE LIABLE, DIRECTLY OR INDIRECTLY, TO ANYONE FOR ANY DAMAGE OR LOSS ARISING FROM OR RELATING TO ANY USE, CONTINUED USE OR RELIANCE ON ANY SUCH TOOLS, WEBSITES, NEWSLETTERS AND/OR INFORMATION.

3.8. Neither We, nor our officers, directors, employees or agents shall be liable to any person for any losses, damages, costs or expenses (including, but not limited to, loss of profits, loss of use, direct, indirect, incidental or consequential damages) resulting from any errors in, omissions of or alterations to any information and/or Content. The foregoing shall apply regardless of whether a claim arises in contract, tort, negligence, strict liability otherwise.

3.9. Users of My Stock Life may from time-to-time disclose their own investment information through our website, chat rooms and/or other avenues, which may be viewable by any or all other users of the Services. The ability to communicate with other users through these avenues is provided by Us solely for informational purposes. My Stock Life and its affiliates, officers, directors, employees and agents are not investment or financial advisers. IF YOU MAKE INVESTMENT DECISIONS IN RELIANCE ON INFORMATION WHICH IS AVAILABLE ON OUR WEBSITE, YOU DO SO AT YOUR OWN RISK AND MY STOCK LIFE AND ITS AFFILIATES, THEIR EMPLOYEES AND ITS AGENTS WILL NOT BE LIABLE FOR ANY LOSSES THAT YOU MAY SUSTAIN. YOU SHOULD NOT MAKE ANY INVESTMENT DECISION WITHOUT FIRST CONDUCTING YOUR OWN RESEARCH. YOU ARE SOLELY AND EXCLUSIVELY RESPONSIBLE FOR DETERMINING WHETHER ANY INVESTMENT, OR STRATEGY, OR ANY OTHER PRODUCT OR SERVICE IS APPROPRIATE OR SUITABLE FOR YOU BASED ON YOUR INVESTMENT OBJECTIVES, RISK TOLERANCE AND PERSONAL AND FINANCIAL CIRCUMSTANCES.

3.10. Any past performance of our users indicated on our websites is not indicative of future results. It is important to understand that historical performance is not a guarantee of future performance. When reviewing the Content, portfolio, financial performance information, opinions or advice of another registered user, You should not assume that the user is unbiased, independent or qualified to provide financial information or advice.

3.11. NO ASPECT OF THE INFORMATION PROVIDED AND/OR MADE AVAILABLE ON OUR WEBSITE IS INTENDED TO PROVIDE, OR SHOULD BE CONSTRUED AS PROVIDING, ANY INVESTMENT, TAX OR OTHER FINANCIAL RELATED ADVICE OF ANY KIND. YOU SHOULD NOT CONSIDER ANY SUCH CONTENT AND/OR ANY SUCH FEATURE TO BE A SUBSTITUTE FOR PROFESSIONAL FINANCIAL ADVICE. IF YOU CHOOSE TO ENGAGE IN TRANSACTIONS BASED ON CONTENT ON THE WEBSITE, THEN SUCH DECISION AND TRANSACTIONS AND ANY CONSEQUENCES FLOWING THEREFROM ARE YOUR SOLE RESPONSIBILITY. WHILE INDIVIDUAL PARTICIPANTS MAY OFFER OPINIONS, SUCH OPINIONS AMOUNT TO NOTHING MORE THAN EXCHANGES BETWEEN PERSONS WHO MAY BE ANONYMOUS OR UNIDENTIFIABLE.

MY STOCK LIFE DOES NOT PROVIDE INVESTMENT ADVICE DIRECTLY, INDIRECTLY, IMPLICITLY, OR IN ANY MANNER WHATSOEVER BY MAKING SUCH INFORMATION AVAILABLE TO YOU. YOU SHOULD USE ANY INFORMATION GATHERED FROM HERE ONLY AS A STARTING POINT FOR YOUR OWN INDEPENDENT RESEARCH AND INVESTMENT DECISION MAKING.

4. INDEMNIFICATION AND LIMITATION OF LIABILITY

4.1. YOU EXPRESSLY AGREE THAT YOUR USE OF THE WEBSITE, AND ANY PUBLICATIONS, PRESENTATIONS, FINANCIAL INFORMATION, PRICING DATA, TRADE DATA, PERFORMANCE INFORMATION, BLOGS, POSTINGS, OR OTHER INFORMATION, CONTENT, SERVICES AND MATERIALS CONTAINED IN, ACCESSED VIA, OR DESCRIBED ON OUR WEBSITE, IS AT YOUR OWN RISK, AND THAT ALL SUCH INFORMATION, CONTENT, SERVICES AND MATERIALS ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

4.2. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, WE MAKES NO, AND HEREBY DISCLAIMS ALL, REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE AVAILABILITY, OPERATION AND USE OF OUR WEBSITE OR THE INFORMATION, CONTENT, MATERIALS OR SERVICES ON OR ACCESSED VIA OUR WEBSITE, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. NEITHER THE WEBSITE, NOR ANY INFORMATION, CONTENT, MATERIALS, OR SERVICES AVAILABLE VIA THE SITE, CONSTITUTES OR IS INTENDED TO CONSTITUTE, OR SHOULD BE CONSTRUED AS, A SOLICITATION OR ANY OFFER TO BUY AN INTEREST IN ANY SECURITY, INVESTMENT ADVICE OR A RECOMMENDATION OR PROMOTION OF ANY TRANSACTION OR OTHER FINANCIAL PRODUCT, INVESTMENT MANAGER, OR TRADING OR INVESTMENT STRATEGY. IN ADDITION, WE DO NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THE SITE IS ACCURATE, COMPLETE, RELIABLE OR CURRENT AND WE ARE NOT RESPONSIBLE FOR ANY ERRORS OR OMISSIONS THEREIN OR FOR ANY ADVERSE CONSEQUENCES RESULTING FROM YOUR RELIANCE ON ANY ASPECT OF THE SITE. FURTHER, WE MAKE NO REPRESENTATIONS AND WARRANTIES THAT OUR WEBSITES WILL BE UNINTERRUPTED, SECURED, OR FREE OF ERRORS OR VIRUSES, OR OTHER HARMFUL COMPONENTS.

4.3. IN NO EVENT SHALL WE OR OUR AFFILIATES, OR THE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS OR REPRESENTATIVES OF MY STOCK LIFE OR ITS AFFILIATES (THE “MY STOCK LIFE PARTIES”) BE LIABLE TO YOU OR ANY THIRD PARTY FOR DAMAGES OF ANY KIND ARISING OUT OF THE USE OF, ACCESS TO, RELIANCE ON, INABILITY TO USE OR IMPROPER USE OF OUR WEBSITE, ANY INFORMATION POSTED ON OUR WEBSITE BY ITS USERS, OR ANY OTHER INFORMATION, CONTENT, MATERIALS OR SERVICES AVAILABLE ON OUR WEBSITE (INCLUDING, BUT NOT LIMITED TO, ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OR DAMAGES FOR LOSS OF PROFITS, GOODWILL OR REVENUE, BUSINESS INTERRUPTION, OR LOSS OF DATA), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE.

4.4. IN ANY EVENT, AND NOTWITHSTANDING, THE MAXIMUM LIABILITY THAT YOU MAY CLAIM FROM US FOR ANY REASON SHALL BE NO MORE THAN THE ACTUAL SUM OF MEMBERSHIP FEES PAID BY YOU TO USE THE SERVICES. CERTAIN JURISDICTIONAL LAWS DO NOT PERMIT LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN TYPES OF DAMAGES, AND THUS SOME OR ALL OF THE DISCLAIMERS, EXCLUSIONS OR LIMITATIONS ABOVE MAY NOT APPLY TO YOU.

5. TECHNICAL FEATURES AND REQUIREMENTS

5.1. General. You acknowledge that the Services are beta versions at the stage of development. Consequentially, the Services are instable and may not work error free. We do not warrant that the functions contained in the Services will meet Your requirements or that the operation of the Services will be uninterrupted or error free. Moreover, We reserve the right, at any time and for any reason, to discontinue, redesign, modify, enhance, change, patch the software and/or the Services including without limitation, the structure, specifications, “look and feel,” navigation, features and other elements of the Services or any part thereof.

5.2. Technical Requirements to Use Our Services. You must provide and maintain adequate technical means on which You access our Services. These technical means must include at least a personal computer/mobile device/tablet, internet access by any means and telephone or other access line. Access to the internet is an essential feature and You shall be solely responsible for any fees necessary in order to connect to the internet.

Furthermore, as You are using your personal computer in order to access our Services You are strictly and solely liable for the integrity and proper storage of any data associated with our Services. By using our Services, You represent and warrant to Us that You have installed and implemented appropriate means of protection relating to the security and integrity of your computer and that You have taken appropriate action to protect your system from computer viruses or other similar harmful or inappropriate materials, devices, information or data. We will not be liable to You in the event that your computer system fails, damages, destroys and/or formats your records and data. Furthermore, if You incur delays and any other form of data integrity problems that are a result of your hardware configuration or mismanagement, We shall not be liable. You further undertake to protect Us from any wrongful transmissions of computer virus or other similarly harmful or inappropriate material or device to our system from your personal computer.

5.3. Technical Problems and Difficulties. As a provider of technology, We remind You that in some circumstances the use of the internet can at times be unreliable and at times You may experience trouble connecting, although is now common practice that generally the use of the internet is now regarded to be very reliable. Notwithstanding, and recognizing the above, You hereby undertake that We will not be liable, and You will not hold or seek to hold Us or any of our officers, employees agents or service providers liable, for any technical problems, system failures and malfunctions, communication line failures, equipment or software failures or malfunctions, system access issues, system capacity issues, high internet traffic demand, security breaches and unauthorized access, and other similar computer problems and defects. We do not represent, warrant, guarantee or claim that You will be able to access or use our Service at all times and from any location.

Neither do We represent, warrant, claim or guarantee that our Services will be uninterrupted and error-free at all times. Furthermore, We make no warranties for merchantability or fitness for a particular purpose.

5.4. Maintenance Shut Downs. We maintain our continuing right to shut down our operations and close our Services to our customers at any time. We may do so at any given time, without notice.

6. MISCELLANEOUS

6.1. Taxation. You hereby acknowledge and understand that We do not collect any taxes for any government authority in any form or manner.

6.2. Force Majeure. We will not be liable to You under any circumstances for any damage or losses that You incur due to circumstances beyond our control legally referred to as Force Majeure including, but not limited to, pursuant to any action taken by any government or regulatory body, legal authority, technical delays, technological malfunction, loss of data and records or destruction of hardware. We will not be liable to You for any such extraordinary events known as Force Majeure which may occur that We could not foresee or otherwise prevent.

6.3. Governing Law & Jurisdiction. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Province of Ontario, Canada notwithstanding any principles of conflicts of law. By using our Services You agree to recognize all electronic and magnetic data and documentation as admissible evidence when settling a dispute regarding any trades and investments. The competent courts in Toronto, Ontario shall have sole and exclusive jurisdiction regarding any dispute or claim arising hereunder.

6.4. Termination of these Terms and Conditions

6.4.1. We reserve the right to terminate these Terms and Conditions and your account and registration (including your username and password) in the following cases:

If for any reason, We decide to discontinue to provide the Service, by providing at least a Three (3) calendar days’ notice (which may be provided by email, facsimile etc.);

If We believe that You have breached any of the terms of these Terms and Conditions, immediately without notice;

If your use of the Service has been in any way improper or breaches the spirit of these Terms and Conditions;

an issuance if an application, order, resolution or other announcement in relation to the bankruptcy or winding-up proceedings in which You are involved, immediately without notice;

the death of the user, immediately without notice

6.4.2. You may terminate these Terms and Conditions and your account and registration (including your username and password) at any time by sending an email to such termination to take effect upon My Stock Life terminating your account and registration (including username and password), which shall occur within 7 calendar days after receipt of your email on our servers, provided that You shall remain responsible for any activity on your account between sending Us an email and the termination of your account by Us.

6.5. Severability. If any part of these Terms and Conditions is unlawful, void or determined to be unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions.

6.6. Modifications to These Terms and Conditions. No provision of these Terms and Conditions can be amended by You, in any respect, except in a writing by an officer of My Stock Life and in entering into these Term and Conditions, You have not relied on, or been otherwise induced by, any matter not contained in such writing.

For the avoidance of doubt, our customer support employees are not authorized to amend or to waive the terms of these Terms and Conditions in any respect.

We reserve the right to amend, revise, modify, and/or change these Terms and Conditions at any time.

6.7. Assignment. These Terms and Conditions may not be assigned to any other party by You or by My Stock Life.

6.8. Contact Details. You are welcome to contact Us in any question and/or concern You may have in the following contact methods:

E-mail: info@mystocklife.com

PLEASE PRINT A COPY OF THESE TERMS AND CONDITIONS FOR YOUR RECORDS

Refund Policy: We do not give refunds. Our subscriptions are available on a “Pay as you go” and “auto renewal” basis. The “pay as you go” feature allows you to pay monthly or quarterly and the “auto renewal” process, which will automatically charge your card on every monthly or quarterly term. Therefore, it is your responsibility to contact us if you do not want to renew your membership or subscription.

Cancellation Policy: You must provide 2 business days notice prior to your auto renewal for us to terminate you account and prevent any additional charges. Please be advised that once you request a cancellation, if you do not specify to have your account continued, your account will be terminated upon your cancellation request to prevent any additional charges or misunderstandings. Please contact us at accounts@mystocklife.com

If you do not agree to the aforementioned agreement then please do not sign up with the service and exit now. Continued use of this website and services indicate your consent and agreement towards the terms and conditions stated.

 

RISK DISCLAIMER

My Stock Life Inc. (“My Stock Life”) is not an investment advisory service and does not purport to tell or suggest which securities customers should buy or sell for themselves. Trading of securities may not be suitable for everyone and involves the risk of losing part or all of your money. Information provided is educational in nature and is designed to contribute to your general understanding of financial markets and both fundamental and technical analysis. Customers may use the information provided by My Stock Life how they choose and at their own risk.

My Stock Life is not registered with any federal, state, provincial securities regulatory authority. All information published on My Stock Life are general publications that reflect the opinions of My Stock Life’s personnel, and nothing provided is purported to be a specific recommendation to any one individual. Customers must consult their own broker or investment adviser for investment advice. Controlling risk through the use of protective stops is essential.

The employees and affiliates of My Stock Life may hold positions in securities discussed on this web site. You understand and acknowledge that there is a degree of risk involved in trading securities. The My Stock Life, its officers, directors, employees and all affiliates of My Stock Life assume no responsibility or liability for your trading and investment results. Factual statements on the My Stock Life’s website, or in its publications, are made as of the date stated and are subject to change without notice.

It should not be assumed that the methods, techniques, or indicators presented in the products and services will be profitable or that they will not result in losses. Past results of any individual securities discussed by My Stock Life are not indicative of future returns by that security, and are not indicative of future returns which be realized by you. Testimonials by employees of My Stock Life are not indicative of future success and have not been verified by an independent third party. In addition, the indicators, strategies, articles and all other features of My Stock Life (collectively, the “Information”) are provided for informational and educational purposes only and should not be construed as investment advice. Any securities presented on My Stock Life’s website are for educational purposes only. Nothing provided by My Stock Life is a solicitation of any order to buy or sell a security.

 

 

PRIVACY POLICY

The privacy of our customers, current, potential and former, is very important to us. Set forth below are our policies with respect to personal information that we collect, use and disclose with respect to our customers and former customers. Information is collected from the following sources:

When initially registering with us, we ask you to provide your name, e-mail address, mailing address or credit card information.

When you send us an e-mail with an inquiry that contains your e-mail address and any other information you choose to provide.

You may visit our site anonymously, but you may not have access to many aspects of our web site without signing up and logging into your registered account.

Unless a customer otherwise advises, by providing us with their personal information they have consented to our collection, use and disclosure of their information as provided in this policy. We collect and maintain personal information about customers in order to fulfill our duties and to enable us to provide services in connection with their membership in order establish their identity and protect us from error and fraud, to provide timely customer service, to process membership fees and send periodic emails.

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

We seek to carefully safeguard their private information and, to that end, restrict access to personal information about them to only those employees and other persons who need to know the information to enable us to provide services to them. Each employee of our company is responsible for ensuring the confidentiality of all personal information they may access.

We use cookies (small files that a site or its service provider transfers to your computer’s hard drive through your Web browser), if you allow their use. This enables our website or service providers systems to recognize your browser and capture and remember certain information.

We use these cookies to compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We may contract with third-party service providers to assist us in better understanding our site visitors. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business. Website visitor information is collected on an aggregate, anonymous basis.

Personal information is maintained on our networks or on the networks of our service providers. Personal information may also be stored on a secure off-site storage facility.

By using our site, you consent to our web site privacy policy. If we decide to change our privacy policy, we will post those changes on this page.

Individuals may access their personal information to verify its accuracy, to withdraw their consent to any of the foregoing collections, uses and/or disclosures being made of their personal information and may update their information by contacting info@mystocklife.com.